/* =========================================================
   MIRKO — Personal Hub / Digital Business Card
   Dark Mode · Fintech/Tech aesthetic
   ========================================================= */

:root {
  --bg: #05070a;
  --bg-elevated: #0b0f14;
  --surface: #10151d;
  --surface-2: #151b25;
  --border: rgba(255, 255, 255, 0.08);
  --border-strong: rgba(255, 255, 255, 0.14);

  --text: #eef2f6;
  --text-muted: #9aa7b5;
  --text-faint: #5f6b78;

  --accent: #00e6a8;      /* fintech emerald */
  --accent-2: #22d3ee;    /* cyan */
  --accent-gold: #d4af37; /* status/luxury */
  --danger: #ff5d5d;
  --positive: #00e6a8;
  --negative: #ff5d5d;

  --gradient-brand: linear-gradient(135deg, #00e6a8 0%, #22d3ee 100%);
  --gradient-gold: linear-gradient(135deg, #d4af37 0%, #f4e5a1 100%);

  --radius-sm: 10px;
  --radius-md: 16px;
  --radius-lg: 24px;
  --radius-full: 999px;

  --shadow-glow: 0 0 40px rgba(0, 230, 168, 0.12);
  --shadow-card: 0 8px 30px rgba(0, 0, 0, 0.45);

  --ease: cubic-bezier(0.16, 1, 0.3, 1);
  --header-h: 76px;
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }

.skip-link {
  position: absolute;
  left: -9999px;
  top: 12px;
  z-index: 1000;
  background: var(--accent);
  color: #04120c;
  padding: 10px 18px;
  border-radius: var(--radius-full);
  font-weight: 700;
  font-size: 0.9rem;
}
.skip-link:focus {
  left: 16px;
}

a:focus-visible,
button:focus-visible {
  outline: 2px solid var(--accent-2);
  outline-offset: 3px;
  border-radius: 4px;
}

body {
  margin: 0;
  background: var(--bg);
  color: var(--text);
  font-family: 'Inter', -apple-system, BlinkMacSystemFont, 'Segoe UI', sans-serif;
  font-size: 16px;
  line-height: 1.6;
  -webkit-font-smoothing: antialiased;
  overflow-x: hidden;
}

body.no-scroll { overflow: hidden; }

h1, h2, h3, h4 {
  font-family: 'Sora', 'Inter', sans-serif;
  font-weight: 700;
  letter-spacing: -0.02em;
  margin: 0;
}

a { color: inherit; text-decoration: none; }
img { max-width: 100%; display: block; }
button { font-family: inherit; cursor: pointer; }

.container {
  max-width: 1140px;
  margin: 0 auto;
  padding: 0 24px;
}

/* Background ambient glow */
.bg-fx {
  position: fixed;
  inset: 0;
  z-index: -2;
  pointer-events: none;
  background:
    radial-gradient(ellipse 60% 40% at 15% 0%, rgba(0, 230, 168, 0.14), transparent 60%),
    radial-gradient(ellipse 50% 35% at 90% 15%, rgba(34, 211, 238, 0.10), transparent 60%),
    radial-gradient(ellipse 60% 50% at 50% 100%, rgba(212, 175, 55, 0.06), transparent 60%);
}
.bg-grid {
  position: fixed;
  inset: 0;
  z-index: -3;
  background-image:
    linear-gradient(rgba(255,255,255,0.025) 1px, transparent 1px),
    linear-gradient(90deg, rgba(255,255,255,0.025) 1px, transparent 1px);
  background-size: 42px 42px;
  mask-image: radial-gradient(ellipse 80% 60% at 50% 0%, black 40%, transparent 100%);
}

/* =========== HEADER =========== */
.site-header {
  position: fixed;
  top: 0; left: 0; right: 0;
  height: var(--header-h);
  display: flex;
  align-items: center;
  z-index: 100;
  background: rgba(5, 7, 10, 0.55);
  backdrop-filter: blur(16px) saturate(140%);
  -webkit-backdrop-filter: blur(16px) saturate(140%);
  border-bottom: 1px solid var(--border);
  transition: background 0.3s var(--ease);
}
.site-header .container {
  display: flex;
  align-items: center;
  justify-content: space-between;
  width: 100%;
}
.brand {
  display: flex;
  align-items: center;
  gap: 10px;
  font-family: 'Sora', sans-serif;
  font-weight: 800;
  font-size: 1.15rem;
}
.brand-mark {
  width: 38px; height: 38px;
  border-radius: 10px;
  background: var(--gradient-brand);
  display: flex; align-items: center; justify-content: center;
  color: #04120c;
  font-weight: 800;
  font-size: 1.05rem;
  box-shadow: 0 0 24px rgba(0,230,168,0.35);
}
.brand-name { color: var(--text); }
.brand-name span { color: var(--text-muted); font-weight: 500; font-size: 0.78em; }

.nav-desktop { display: flex; gap: 32px; align-items: center; }
.nav-desktop a {
  color: var(--text-muted);
  font-size: 0.92rem;
  font-weight: 600;
  position: relative;
  padding: 6px 0;
  transition: color 0.2s;
}
.nav-desktop a:hover { color: var(--text); }
.nav-desktop a::after {
  content: '';
  position: absolute;
  left: 0; bottom: 0;
  width: 0; height: 2px;
  background: var(--gradient-brand);
  transition: width 0.25s var(--ease);
  border-radius: 2px;
}
.nav-desktop a:hover::after { width: 100%; }

.header-cta {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 10px 18px;
  border-radius: var(--radius-full);
  background: var(--gradient-brand);
  color: #04120c;
  font-weight: 700;
  font-size: 0.88rem;
  transition: transform 0.25s var(--ease), box-shadow 0.25s var(--ease);
  box-shadow: 0 4px 20px rgba(0, 230, 168, 0.25);
}
.header-cta:hover { transform: translateY(-2px) scale(1.02); box-shadow: 0 8px 28px rgba(0, 230, 168, 0.4); }

.burger {
  display: none;
  width: 40px; height: 40px;
  border-radius: 10px;
  background: var(--surface);
  border: 1px solid var(--border);
  align-items: center; justify-content: center;
  color: var(--text);
  font-size: 1.1rem;
}

.mobile-nav {
  position: fixed;
  inset: 0;
  top: var(--header-h);
  background: rgba(5,7,10,0.98);
  backdrop-filter: blur(20px);
  z-index: 99;
  display: flex;
  flex-direction: column;
  padding: 32px 24px;
  gap: 8px;
  transform: translateY(-12px);
  opacity: 0;
  pointer-events: none;
  transition: all 0.3s var(--ease);
}
.mobile-nav.open { transform: translateY(0); opacity: 1; pointer-events: auto; }
.mobile-nav a {
  padding: 16px 4px;
  font-size: 1.15rem;
  font-weight: 700;
  color: var(--text);
  border-bottom: 1px solid var(--border);
}
.mobile-nav .header-cta { margin-top: 20px; justify-content: center; padding: 16px; font-size: 1rem; }

/* =========== HERO =========== */
.hero {
  padding: calc(var(--header-h) + 64px) 0 60px;
  position: relative;
}
.hero-inner {
  display: grid;
  grid-template-columns: 1.15fr 0.85fr;
  gap: 56px;
  align-items: center;
}
.eyebrow {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  font-size: 0.8rem;
  font-weight: 700;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  color: var(--accent);
  background: rgba(0, 230, 168, 0.08);
  border: 1px solid rgba(0, 230, 168, 0.25);
  padding: 7px 14px;
  border-radius: var(--radius-full);
  margin-bottom: 22px;
}
.eyebrow .dot { width: 6px; height: 6px; border-radius: 50%; background: var(--accent); box-shadow: 0 0 8px var(--accent); animation: pulse 2s infinite; }
@keyframes pulse { 0%,100% { opacity: 1; } 50% { opacity: 0.35; } }

.hero h1 {
  font-size: clamp(2.6rem, 5.2vw, 4.2rem);
  line-height: 1.05;
  margin-bottom: 18px;
}
.hero h1 .accent-text {
  background: var(--gradient-brand);
  -webkit-background-clip: text;
  background-clip: text;
  color: transparent;
}
.hero .role {
  font-size: clamp(1.05rem, 1.6vw, 1.28rem);
  font-weight: 600;
  color: var(--text-muted);
  margin-bottom: 18px;
  max-width: 560px;
}
.hero .role strong { color: var(--text); }
.hero .tagline {
  font-size: 1.08rem;
  color: var(--text-muted);
  max-width: 520px;
  margin-bottom: 34px;
  font-style: italic;
  border-left: 3px solid var(--accent);
  padding-left: 16px;
}
.hero-actions { display: flex; gap: 14px; flex-wrap: wrap; }

.btn {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  padding: 15px 26px;
  border-radius: var(--radius-full);
  font-weight: 700;
  font-size: 0.95rem;
  border: 1px solid transparent;
  transition: transform 0.25s var(--ease), box-shadow 0.25s var(--ease), background 0.25s;
}
.btn-primary {
  background: var(--gradient-brand);
  color: #04120c;
  box-shadow: 0 6px 24px rgba(0, 230, 168, 0.28);
}
.btn-primary:hover { transform: translateY(-3px); box-shadow: 0 12px 32px rgba(0, 230, 168, 0.42); }
.btn-ghost {
  background: var(--surface);
  border-color: var(--border-strong);
  color: var(--text);
}
.btn-ghost:hover { transform: translateY(-3px); border-color: var(--accent-2); background: var(--surface-2); }

.hero-visual {
  position: relative;
  display: flex;
  justify-content: center;
}
.avatar-frame {
  position: relative;
  width: min(340px, 100%);
  aspect-ratio: 1/1;
  border-radius: 28px;
  overflow: hidden;
  border: 1px solid var(--border-strong);
  box-shadow: var(--shadow-card), var(--shadow-glow);
}
.avatar-frame img { width: 100%; height: 100%; object-fit: cover; }
.avatar-frame::after {
  content: '';
  position: absolute; inset: 0;
  background: linear-gradient(180deg, transparent 55%, rgba(0,0,0,0.55) 100%);
}
.avatar-badge {
  position: absolute;
  bottom: 16px; left: 16px; right: 16px;
  display: flex; align-items: center; justify-content: space-between;
  z-index: 2;
  color: #fff;
  font-size: 0.82rem;
  font-weight: 700;
}
.avatar-badge .status { display: flex; align-items: center; gap: 6px; }
.avatar-badge .status .dot { width: 8px; height: 8px; border-radius: 50%; background: var(--accent); box-shadow: 0 0 8px var(--accent); }

.floating-chip {
  position: absolute;
  background: var(--surface);
  border: 1px solid var(--border-strong);
  border-radius: var(--radius-md);
  padding: 12px 16px;
  box-shadow: var(--shadow-card);
  font-size: 0.82rem;
  font-weight: 700;
  display: flex; align-items: center; gap: 10px;
  animation: floaty 5s ease-in-out infinite;
}
.chip-top { top: -18px; right: -10px; animation-delay: 0.2s; }
.chip-bottom { bottom: -16px; left: -18px; animation-delay: 1.1s; }
@keyframes floaty { 0%,100% { transform: translateY(0); } 50% { transform: translateY(-10px); } }
.floating-chip i { color: var(--accent); }

/* =========== MARKET TICKER =========== */
.ticker-section {
  border-top: 1px solid var(--border);
  border-bottom: 1px solid var(--border);
  background: var(--bg-elevated);
  padding: 14px 0;
  overflow: hidden;
}
.ticker-label {
  font-size: 0.68rem;
  font-weight: 700;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: var(--text-faint);
  margin-bottom: 10px;
  display: flex;
  align-items: center;
  gap: 8px;
}
.ticker-label i { color: var(--accent); }
.ticker-track-wrap {
  position: relative;
  overflow: hidden;
}
.ticker-track {
  display: flex;
  gap: 40px;
  white-space: nowrap;
  animation: ticker-scroll 28s linear infinite;
  width: max-content;
}
.ticker-track:hover { animation-play-state: paused; }
@keyframes ticker-scroll {
  from { transform: translateX(0); }
  to { transform: translateX(-50%); }
}
.ticker-item {
  display: flex;
  align-items: center;
  gap: 10px;
  font-size: 0.92rem;
  font-weight: 600;
  color: var(--text-muted);
}
.ticker-item .sym { color: var(--text); font-weight: 800; }
.ticker-item .price { color: var(--text); font-family: 'Sora', monospace; }
.ticker-item .chg { font-weight: 700; padding: 2px 8px; border-radius: var(--radius-full); font-size: 0.8rem; }
.chg.up { color: var(--positive); background: rgba(0,230,168,0.1); }
.chg.down { color: var(--negative); background: rgba(255,93,93,0.1); }
.ticker-item .sep { color: var(--border-strong); }

/* =========== SECTION GENERIC =========== */
.section { padding: 96px 0; position: relative; }
.section-head { text-align: center; max-width: 640px; margin: 0 auto 56px; }
.section-head .eyebrow { margin-bottom: 16px; }
.section-head h2 { font-size: clamp(1.9rem, 3.4vw, 2.6rem); margin-bottom: 14px; }
.section-head p { color: var(--text-muted); font-size: 1.02rem; }

/* reveal-on-scroll */
.reveal { opacity: 0; transform: translateY(28px); transition: opacity 0.7s var(--ease), transform 0.7s var(--ease); }
.reveal.is-visible { opacity: 1; transform: translateY(0); }

/* =========== ABOUT / STORY =========== */
.about-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
}
.story-card {
  background: var(--surface);
  border: 1px solid var(--border);
  border-radius: var(--radius-lg);
  overflow: hidden;
  transition: transform 0.35s var(--ease), border-color 0.35s;
}
.story-card:hover { transform: translateY(-8px); border-color: var(--border-strong); }
.story-card .img-wrap { aspect-ratio: 3/4; overflow: hidden; }
.story-card img { width: 100%; height: 100%; object-fit: cover; transition: transform 0.6s var(--ease); }
.story-card:hover img { transform: scale(1.06); }
.story-card .body { padding: 22px; }
.story-card .tag {
  display: inline-block;
  font-size: 0.72rem;
  font-weight: 700;
  letter-spacing: 0.05em;
  text-transform: uppercase;
  color: var(--accent);
  margin-bottom: 10px;
}
.story-card h3 { font-size: 1.12rem; margin-bottom: 8px; }
.story-card p { color: var(--text-muted); font-size: 0.92rem; margin: 0; }

.about-values {
  margin-top: 48px;
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 20px;
}
.value-pill {
  background: var(--surface);
  border: 1px solid var(--border);
  border-radius: var(--radius-md);
  padding: 22px 18px;
  text-align: center;
  transition: border-color 0.3s, transform 0.3s var(--ease);
}
.value-pill:hover { border-color: var(--accent); transform: translateY(-4px); }
.value-pill i { font-size: 1.4rem; color: var(--accent); margin-bottom: 10px; display: block; }
.value-pill span { font-size: 0.85rem; font-weight: 700; color: var(--text); }

/* =========== CASHLY SHOWCASE =========== */
.cashly-card {
  position: relative;
  border-radius: var(--radius-lg);
  padding: 52px;
  background: linear-gradient(135deg, #0c1a16 0%, #0a1620 100%);
  border: 1px solid rgba(0, 230, 168, 0.22);
  overflow: hidden;
  display: grid;
  grid-template-columns: 1.3fr 1fr;
  gap: 40px;
  align-items: center;
}
.cashly-card::before {
  content: '';
  position: absolute; top: -80px; right: -80px;
  width: 300px; height: 300px;
  background: var(--gradient-brand);
  filter: blur(90px);
  opacity: 0.22;
}
.cashly-logo-badge {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  background: rgba(0,230,168,0.1);
  border: 1px solid rgba(0,230,168,0.3);
  padding: 8px 16px;
  border-radius: var(--radius-full);
  font-weight: 800;
  font-size: 0.85rem;
  color: var(--accent);
  margin-bottom: 20px;
}
.cashly-card h3 { font-size: clamp(1.6rem, 2.6vw, 2.1rem); margin-bottom: 14px; }
.cashly-card p { color: var(--text-muted); margin-bottom: 26px; max-width: 480px; }
.cashly-stats { display: flex; gap: 28px; margin-bottom: 28px; flex-wrap: wrap; }
.cashly-stats .stat b { font-family: 'Sora', sans-serif; font-size: 1.4rem; display: block; color: var(--text); }
.cashly-stats .stat span { font-size: 0.78rem; color: var(--text-muted); }
.cashly-visual {
  position: relative;
  aspect-ratio: 4/5;
  border-radius: var(--radius-md);
  background: var(--surface-2);
  border: 1px solid var(--border-strong);
  display: flex;
  flex-direction: column;
  justify-content: center;
  align-items: center;
  gap: 16px;
  box-shadow: var(--shadow-card);
}
.cashly-visual i { font-size: 3rem; background: var(--gradient-brand); -webkit-background-clip: text; background-clip: text; color: transparent; }
.cashly-visual .mini-chart { width: 80%; height: 60px; display: flex; align-items: flex-end; gap: 4px; }
.cashly-visual .mini-chart div { flex: 1; background: var(--gradient-brand); border-radius: 3px; opacity: 0.85; animation: bar-grow 1.6s var(--ease) forwards; transform-origin: bottom; }
@keyframes bar-grow { from { transform: scaleY(0); } to { transform: scaleY(1); } }

/* =========== LINKS HUB =========== */
.links-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 20px;
}
.link-card {
  display: flex;
  align-items: center;
  gap: 16px;
  background: var(--surface);
  border: 1px solid var(--border);
  border-radius: var(--radius-md);
  padding: 20px;
  transition: transform 0.3s var(--ease), border-color 0.3s, background 0.3s;
  position: relative;
  overflow: hidden;
}
.link-card:hover { transform: translateY(-5px); border-color: var(--border-strong); background: var(--surface-2); }
.link-card .icon {
  width: 52px; height: 52px;
  border-radius: 14px;
  display: flex; align-items: center; justify-content: center;
  font-size: 1.35rem;
  flex-shrink: 0;
  color: #04120c;
}
.link-card .meta h4 { font-size: 1.0rem; margin-bottom: 3px; }
.link-card .meta p { font-size: 0.82rem; color: var(--text-muted); margin: 0; }
.link-card .goto { position: absolute; right: 18px; top: 50%; transform: translateY(-50%); color: var(--text-faint); transition: transform 0.3s var(--ease), color 0.3s; }
.link-card:hover .goto { transform: translateY(-50%) translateX(4px); color: var(--accent); }

.icon-instagram { background: linear-gradient(135deg,#f58529,#dd2a7b,#8134af,#515bd4); }
.icon-youtube { background: #ff0000; }
.icon-tiktok { background: linear-gradient(135deg,#25f4ee,#111,#fe2c55); }
.icon-music { background: linear-gradient(135deg,#ff0000,#ff5f5f); }
.icon-cashly { background: var(--gradient-brand); }

/* =========== FOOTER =========== */
.site-footer {
  border-top: 1px solid var(--border);
  padding: 48px 0 28px;
  background: var(--bg-elevated);
}
.footer-top {
  display: flex;
  justify-content: space-between;
  align-items: flex-start;
  flex-wrap: wrap;
  gap: 24px;
  margin-bottom: 32px;
}
.footer-social { display: flex; gap: 12px; }
.footer-social a {
  width: 40px; height: 40px;
  border-radius: 50%;
  background: var(--surface);
  border: 1px solid var(--border);
  display: flex; align-items: center; justify-content: center;
  color: var(--text-muted);
  transition: all 0.25s var(--ease);
}
.footer-social a:hover { color: #04120c; background: var(--gradient-brand); border-color: transparent; transform: translateY(-3px); }
.footer-legal { display: flex; gap: 20px; flex-wrap: wrap; font-size: 0.85rem; color: var(--text-muted); }
.footer-legal a:hover { color: var(--accent); }
.footer-bottom {
  border-top: 1px solid var(--border);
  padding-top: 24px;
  display: flex;
  justify-content: space-between;
  align-items: center;
  flex-wrap: wrap;
  gap: 12px;
  font-size: 0.8rem;
  color: var(--text-faint);
}
.disclaimer-note {
  font-size: 0.75rem;
  color: var(--text-faint);
  max-width: 700px;
  line-height: 1.5;
  margin-top: 6px;
}

/* =========== COOKIE BANNER =========== */
.cookie-banner {
  position: fixed;
  bottom: 20px; left: 20px; right: 20px;
  max-width: 560px;
  margin: 0 auto;
  background: var(--surface);
  border: 1px solid var(--border-strong);
  border-radius: var(--radius-lg);
  padding: 22px 24px;
  box-shadow: var(--shadow-card);
  z-index: 200;
  transform: translateY(140%);
  transition: transform 0.5s var(--ease);
}
.cookie-banner.show { transform: translateY(0); }
.cookie-banner p { font-size: 0.86rem; color: var(--text-muted); margin: 0 0 16px; }
.cookie-banner p a { color: var(--accent); text-decoration: underline; }
.cookie-actions { display: flex; gap: 10px; flex-wrap: wrap; }
.cookie-actions button {
  flex: 1;
  padding: 11px 16px;
  border-radius: var(--radius-full);
  font-weight: 700;
  font-size: 0.85rem;
  border: 1px solid var(--border-strong);
  background: transparent;
  color: var(--text);
  transition: all 0.2s;
}
.cookie-actions .accept { background: var(--gradient-brand); color: #04120c; border-color: transparent; }
.cookie-actions button:hover { transform: translateY(-2px); }

/* =========== LEGAL PAGES =========== */
.legal-page { padding: calc(var(--header-h) + 60px) 0 100px; }
.legal-page .container { max-width: 760px; }
.legal-page h1 { font-size: 2.1rem; margin-bottom: 8px; }
.legal-page .updated { color: var(--text-faint); font-size: 0.85rem; margin-bottom: 40px; }
.legal-page h2 { font-size: 1.25rem; margin: 36px 0 12px; color: var(--accent); }
.legal-page p, .legal-page li { color: var(--text-muted); font-size: 0.95rem; line-height: 1.75; }
.legal-page ul { padding-left: 20px; }
.legal-page a { color: var(--accent-2); text-decoration: underline; }
.back-home { display: inline-flex; align-items: center; gap: 8px; margin-bottom: 32px; color: var(--text-muted); font-weight: 600; font-size: 0.9rem; }
.back-home:hover { color: var(--accent); }

/* =========== BACK TO TOP =========== */
.back-to-top {
  position: fixed;
  bottom: 24px; right: 24px;
  width: 46px; height: 46px;
  border-radius: 50%;
  background: var(--surface);
  border: 1px solid var(--border-strong);
  color: var(--text);
  display: flex; align-items: center; justify-content: center;
  opacity: 0; visibility: hidden;
  transform: translateY(10px);
  transition: all 0.3s var(--ease);
  z-index: 90;
  box-shadow: var(--shadow-card);
}
.back-to-top.show { opacity: 1; visibility: visible; transform: translateY(0); }
.back-to-top:hover { background: var(--gradient-brand); color: #04120c; border-color: transparent; }

/* =========== LOADER / SKELETON =========== */
.skeleton { position: relative; overflow: hidden; background: var(--surface-2); border-radius: 6px; color: transparent !important; }
.skeleton::after {
  content: '';
  position: absolute; inset: 0;
  background: linear-gradient(90deg, transparent, rgba(255,255,255,0.06), transparent);
  animation: shimmer 1.4s infinite;
}
@keyframes shimmer { from { transform: translateX(-100%); } to { transform: translateX(100%); } }

/* =========== RESPONSIVE =========== */
@media (max-width: 900px) {
  .hero-inner { grid-template-columns: 1fr; gap: 40px; }
  .hero-visual { order: -1; }
  .avatar-frame { width: min(280px, 70%); }
  .about-grid { grid-template-columns: 1fr; }
  .about-values { grid-template-columns: repeat(2, 1fr); }
  .links-grid { grid-template-columns: 1fr; }
  .cashly-card { grid-template-columns: 1fr; padding: 36px 26px; }
  .cashly-visual { max-width: 260px; margin: 0 auto; }
  .nav-desktop { display: none; }
  .burger { display: flex; }
  .header-cta.desktop-only { display: none; }
}
@media (max-width: 560px) {
  .hero { padding-top: calc(var(--header-h) + 40px); }
  .hero-actions { flex-direction: column; }
  .hero-actions .btn { width: 100%; justify-content: center; }
  .section { padding: 64px 0; }
  .cashly-stats { gap: 18px; }
  .footer-top { flex-direction: column; }
}

/* prefers-reduced-motion */
@media (prefers-reduced-motion: reduce) {
  *, *::before, *::after { animation-duration: 0.01ms !important; animation-iteration-count: 1 !important; transition-duration: 0.01ms !important; scroll-behavior: auto !important; }
}